Insurance & Fees
Fees, Insurance and Paying for Therapy
Clear information about cost before you start. If anything here is unclear, ask during your free 15-minute consultation.
In-Network Insurance
- Aetna
- Cigna and Evernorth
- Anthem Blue Cross and Blue Shield (formerly Empire Blue Cross Blue Shield)
- Fidelis
- Optum
- Oxford
- United Medical Resources (UMR)
- UnitedHealthcare (UHC | UBH)
Coverage depends on your specific plan and state. Reach out before your first session and I will help you verify your benefits.
Self-Pay Rates
- Free consultation (15 min, phone or video)
- Free
- Self-pay sessionIntake or individual session, 45 or 53 minutes
- $175–$225
- With in-network insurance
- Varies by plan
Self-pay sessions are $175–$225 per session, depending on the type and length of the session. With in-network insurance, your cost depends on the rate negotiated with your plan, such as your copay, coinsurance or deductible. A sliding scale is available by application. Payment is due at the time of the appointment.
Sliding Scale
A sliding scale is available based on an eligibility application.
Out-of-Network
For out-of-network clients I provide superbills and help with the reimbursement process.
Payment Methods
Visa, Mastercard, American Express, Discover, Cash.
Questions About Cost and Coverage
How much does a session cost?
Self-pay sessions are $175–$225, depending on the type and length of the session. With in-network insurance, your cost depends on the rate negotiated with your plan. Details are on the Insurance & Fees page. A sliding scale is available based on an eligibility application. Accepted payment methods are Visa, Mastercard, American Express, Discover, and cash. Payment is due at the time of the appointment.
Do you accept insurance?
Yes. I am in-network with the following plans:
- Aetna
- Cigna and Evernorth
- Anthem Blue Cross and Blue Shield (formerly Empire Blue Cross Blue Shield)
- Fidelis
- Optum
- Oxford
- United Medical Resources (UMR)
- UnitedHealthcare (UHC | UBH)
Coverage depends on your specific plan and state, so reach out before your first session and I will help you verify your benefits. For other plans, I am considered an out-of-network provider. Many people with out-of-network coverage can receive partial reimbursement, and I provide superbills and help with the reimbursement process. See Fees & Insurance.
How do I know if I have out-of-network coverage?
You can call your insurance company to ask about your specific coverage and reimbursement. Here are some helpful questions to ask:
- Do I have out-of-network coverage?
- If so, is there an annual deductible? Have I met it? If not, how much has been met?
- What percentage do you cover for out-of-network mental health providers?
- Is there a maximum amount you reimburse per visit or per year?
- Is there a claim form that I must use to submit for reimbursement?
- How much time do I have to submit a claim after my session?
- Do I need a pre-authorization? If so, how do I obtain it?
For a step-by-step guide, read how to use out-of-network benefits for therapy.
What information might I need when calling my insurance company about services provided?
You might be asked for CPT codes (Current Procedural Terminology). The most common CPT codes used in my practice are:
- 90791 (initial consultation)
- 90837 (53-minute session)
- 90834 (45-minute session)
- 90847 (family therapy with patient present)
I have confirmed that I have out-of-network coverage. What do I do to obtain reimbursement?
I will provide you with a superbill upon request. You can submit the superbill to your insurance company to see how much reimbursement you will receive, and I can help with the reimbursement process.
Is there a sliding scale?
Yes. A sliding scale is available based on an eligibility application. Ask about it during your free consultation or through the contact form.
What payment methods do you accept?
I accept Visa, Mastercard, American Express, Discover, and cash. Payment is due at the time of the appointment.
Your Right to a Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
Helpful Reading
Getting Started
Two Easy Ways to Begin
Prefer to book yourself?
If you are using insurance, you can schedule directly on Headway. Headway checks your coverage, handles billing with your plan, and lets you choose a session time right away.
Want to talk first?
Request a free 15-minute phone or video consultation. We will talk about what brings you in and whether working together feels like a good fit. Self-pay and out-of-network clients start here.
Ready to Take the First Step?
Start with a free 15-minute phone or video consultation. We will talk about what brings you in and whether working together feels like a good fit.